{"id":18830,"date":"2026-01-08T14:41:37","date_gmt":"2026-01-08T11:41:37","guid":{"rendered":"https:\/\/vcmem.com\/?page_id=18830"},"modified":"2026-09-27T04:06:06","modified_gmt":"2026-09-27T01:06:06","slug":"terms","status":"publish","type":"page","link":"https:\/\/vcmem.com\/en\/terms\/","title":{"rendered":"terms"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"18830\" class=\"elementor elementor-18830 elementor-16133\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a3beb9 e-con-full e-flex e-con e-parent\" data-id=\"8a3beb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d1ad16 elementor-widget elementor-widget-momentum_html_pro\" data-id=\"2d1ad16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"momentum_html_pro.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"momentum-html-output\" data-widget-id=\"2d1ad16\"><!-- ============================================================\r\n  Terms & Conditions \u2014 Investors Club Membership\r\n  Full page block (LTR) \u2014 pasted as-is into an HTML widget \/ Elementor \/ Momentum Editor\r\n  All CSS and JS is scoped inside #vtc, so it won't conflict with the template\r\n  Update: gatherings at no cost for members and workshops with a per-workshop fee + AI Expert Advisor\r\n  + priority venture evaluation within 10 business days + unified subscription link + removed mention of group chats\r\n\r\n  Quick notes (search and replace if needed):\r\n  - Price:                   1,900 \/ 3,900   \u2190 mentioned in clause 1 and in the price card\r\n  - Last updated:            September 2026\r\n  - Subscription link:       https:\/\/vcmem.com\/?vai-pay=membership\r\n  - Membership benefits page: https:\/\/vcmem.com\/membership\/\r\n  - Club administration number: 0558318777\r\n  - Top offset for sticky elements: top:100px (adjust if the site header is taller)\r\n============================================================ -->\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin=\"\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=IBM+Plex+Sans+Arabic:wght@300;400;500;600;700&amp;display=swap\" rel=\"stylesheet\">\r\n\r\n<div id=\"vtc\" dir=\"ltr\" lang=\"en\">\r\n<style>\r\n#vtc{--bg:#f3e9d2;--bg2:#fbf5e6;--bg3:#eadbb5;--gold:#c9a24a;--gold-l:#ecd79b;--gold-d:#8e6a1e;--gold-x:#5d4410;--ink2:#1c1a16;--ink3:#4a4437;--glass:rgba(255,252,244,.66);--line:rgba(141,106,30,.28);--r:26px;\r\n  --shadow:0 1px 2px rgba(60,40,0,.06),0 10px 30px -12px rgba(93,68,16,.35),0 30px 60px -30px rgba(93,68,16,.25);\r\n  position:relative;isolation:isolate;background:var(--bg);color:#000;font-family:'IBM Plex Sans Arabic',sans-serif;font-size:17px;line-height:2;direction:ltr;text-align:left;-webkit-font-smoothing:antialiased}\r\n#vtc *,#vtc *::before,#vtc *::after{box-sizing:border-box;font-family:'IBM Plex Sans Arabic',sans-serif}\r\n#vtc h1,#vtc h2,#vtc h3,#vtc p{margin:0;padding:0;color:inherit}\r\n#vtc a{color:inherit;text-decoration:none}\r\n#vtc img{max-width:100%;display:block;border:0}\r\n#vtc svg{display:block}\r\n#vtc strong{font-weight:600;color:#000}\r\n#vtc .t-wrap{position:relative;z-index:2;max-width:1180px;margin:0 auto;padding:0 22px}\r\n\r\n\/* ---------- background ---------- *\/\r\n#vtc .t-bg{position:absolute;inset:0;z-index:0;overflow:hidden;pointer-events:none}\r\n#vtc .t-bg::before{content:\"\";position:absolute;inset:0;background:radial-gradient(1200px 700px at 85% 0%,rgba(255,255,255,.75),transparent 60%),radial-gradient(900px 600px at 10% 30%,rgba(255,250,236,.7),transparent 60%),linear-gradient(180deg,var(--bg2) 0%,var(--bg) 45%,var(--bg3) 100%)}\r\n#vtc .t-grid-bg{position:absolute;inset:0;opacity:.32;background-image:linear-gradient(rgba(141,106,30,.10) 1px,transparent 1px),linear-gradient(90deg,rgba(141,106,30,.10) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(ellipse at 50% 12%,#000 18%,transparent 72%);mask-image:radial-gradient(ellipse at 50% 12%,#000 18%,transparent 72%)}\r\n#vtc .t-blob{position:absolute;border-radius:50%;filter:blur(70px);opacity:.5;mix-blend-mode:multiply;will-change:transform}\r\n#vtc .t-b1{width:58vw;height:58vw;max-width:780px;max-height:780px;background:radial-gradient(circle,#f5d98a 0%,rgba(245,217,138,0) 70%);top:-16%;right:-14%;animation:tDrift1 28s ease-in-out infinite alternate}\r\n#vtc .t-b2{width:48vw;height:48vw;max-width:660px;max-height:660px;background:radial-gradient(circle,#fff 0%,rgba(255,255,255,0) 70%);top:38%;left:-12%;opacity:.85;mix-blend-mode:normal;animation:tDrift2 34s ease-in-out infinite alternate}\r\n#vtc 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tSpin{to{transform:rotate(360deg)}}\r\n@keyframes tPulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(.55);opacity:.55}}\r\n@keyframes tTick{to{stroke-dashoffset:0}}\r\n@keyframes tFloat{0%,100%{translate:0 0}50%{translate:0 -8px}}\r\n\r\n\/* ---------- shared bits ---------- *\/\r\n#vtc .t-med{position:relative;border-radius:50%;display:grid;place-items:center;flex:none;color:#000;width:56px;height:56px;\r\n  background:radial-gradient(circle at 30% 30%,#fff3c4,#d9b95f 45%,#9f7a27 100%);\r\n  box-shadow:0 0 0 3px #fbf5e6,0 0 0 4px var(--gold-d),0 10px 20px -10px rgba(93,68,16,.7);isolation:isolate}\r\n#vtc .t-med::before{content:\"\";position:absolute;inset:-4px;border-radius:50%;z-index:-1;pointer-events:none;\r\n  background:conic-gradient(from 0deg,transparent 0 62%,rgba(255,250,225,.95) 74%,transparent 86%);\r\n  -webkit-mask:radial-gradient(circle,transparent 0 63%,#000 65%);mask:radial-gradient(circle,transparent 0 63%,#000 65%);animation:tSpin 7s linear infinite}\r\n#vtc .t-med::after{content:\"\";position:absolute;inset:6px;border-radius:50%;pointer-events:none;background:radial-gradient(circle at 35% 28%,rgba(255,255,255,.55),transparent 55%)}\r\n#vtc .t-med svg{width:26px;height:26px;position:relative;z-index:1}\r\n#vtc .t-med b{position:relative;z-index:1;font-size:1.3rem;font-weight:700;line-height:1;font-variant-numeric:tabular-nums}\r\n#vtc .t-eb{display:inline-flex;align-items:center;gap:10px;font-size:.92rem;font-weight:500;color:var(--ink2);padding:6px 8px 6px 14px;border-radius:999px;background:rgba(255,255,255,.5);box-shadow:0 0 0 1px var(--line) inset}\r\n#vtc .t-eb i{width:10px;height:10px;border-radius:50%;background:radial-gradient(circle at 35% 35%,#fff3c4,#c9a24a 55%,#8e6a1e);flex:none;animation:tPulse 2.4s ease-in-out infinite}\r\n#vtc .t-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:54px;padding:0 26px;border-radius:999px;font-weight:600;font-size:1rem;line-height:1.3;cursor:pointer;border:0;white-space:nowrap;transition:transform .25s ease,box-shadow .25s ease,background-position .4s,color .25s}\r\n#vtc .t-btn svg{width:19px;height:19px;flex:none}\r\n#vtc .t-btn.is-gold{color:#000;background:linear-gradient(135deg,#f7e7b6 0%,#e2c56e 30%,#c19a3c 55%,#e9d28d 80%,#f7e7b6 100%);background-size:200% 200%;background-position:0% 50%;box-shadow:0 1px 0 rgba(255,255,255,.7) inset,0 -2px 0 rgba(93,68,16,.25) inset,0 12px 26px -10px rgba(141,106,30,.55)}\r\n#vtc .t-btn.is-gold:hover{transform:translateY(-2px);background-position:100% 50%}\r\n#vtc .t-btn.is-dark{color:#f7e7b6;background:linear-gradient(180deg,#1f1b12,#000);box-shadow:0 0 0 1px var(--gold) inset,0 12px 26px -12px rgba(0,0,0,.6)}\r\n#vtc .t-btn.is-dark:hover{transform:translateY(-2px);color:#fff}\r\n#vtc .t-btn.is-ghost{color:#000;background:rgba(255,255,255,.35);box-shadow:0 0 0 1.5px rgba(0,0,0,.8) inset;min-height:48px;padding:0 20px;font-size:.96rem}\r\n#vtc .t-btn.is-ghost:hover{background:#000;color:#f7e7b6}\r\n#vtc .t-btn:focus-visible,#vtc .t-idx a:focus-visible,#vtc .t-fab:focus-visible{outline:3px solid #000;outline-offset:3px}\r\n#vtc .t-ctas{display:flex;flex-wrap:wrap;gap:12px}\r\n#vtc .t-hl{font-weight:600;color:#000;border-bottom:1.5px solid var(--gold-d)}\r\n\/* New: \"Patented\" badge for the AI Expert Advisor *\/\r\n#vtc .t-pat{display:inline-flex;align-items:center;gap:5px;vertical-align:.1em;margin-inline-start:6px;padding:0 10px;border-radius:999px;font-size:.74rem;font-weight:700;line-height:1.9;color:#f7e7b6;background:linear-gradient(180deg,#2b2417,#000);white-space:nowrap}\r\n#vtc .t-pat svg{width:11px;height:11px;flex:none;fill:currentColor}\r\n\r\n\/* ---------- hero ---------- *\/\r\n#vtc .t-hero{position:relative;z-index:2;padding:74px 0 34px;text-align:center}\r\n#vtc .t-plate{display:inline-flex;align-items:center;justify-content:center;padding:12px 22px;border-radius:18px;background:linear-gradient(160deg,#2b2417,#000);box-shadow:0 0 0 1px rgba(201,162,74,.65) inset,0 14px 30px -14px rgba(0,0,0,.7);margin-bottom:22px}\r\n#vtc .t-plate img{height:58px;width:auto;max-width:250px;object-fit:contain;filter:drop-shadow(0 1px 2px rgba(0,0,0,.7))}\r\n#vtc .t-crest{width:92px;height:92px;margin:0 auto 20px;animation:tFloat 7s ease-in-out infinite}\r\n#vtc .t-crest svg{width:42px;height:42px}\r\n#vtc .t-hero h1{font-size:clamp(2.1rem,5vw,3.7rem);font-weight:700;line-height:1.25;letter-spacing:-.01em}\r\n#vtc .t-rule{width:170px;height:4px;border-radius:2px;margin:16px auto 18px;background:linear-gradient(90deg,transparent,#8e6a1e 30%,#e2c56e 50%,#8e6a1e 70%,transparent)}\r\n#vtc .t-sub{max-width:74ch;margin:0 auto;font-size:1.08rem;color:var(--ink2);line-height:1.95}\r\n#vtc .t-metas{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:24px}\r\n#vtc .t-meta{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:999px;font-size:.9rem;font-weight:500;color:var(--ink2);background:rgba(255,255,255,.55);box-shadow:0 0 0 1px var(--line) inset}\r\n#vtc .t-meta svg{width:16px;height:16px;color:var(--gold-d);flex:none}\r\n#vtc .t-meta b{font-weight:700;color:#000}\r\n#vtc .t-hero .t-ctas{justify-content:center;margin-top:26px}\r\n\r\n\/* ---------- layout ---------- *\/\r\n#vtc .t-body{position:relative;z-index:2;padding:26px 0 74px}\r\n#vtc .t-cols{display:grid;grid-template-columns:300px minmax(0,1fr);gap:32px;align-items:start}\r\n#vtc .t-aside{position:sticky;top:100px}\r\n#vtc .t-idx{padding:22px 18px 16px;border-radius:24px;background:var(--glass);box-shadow:0 0 0 1px var(--line) inset,var(--shadow);backdrop-filter:blur(6px)}\r\n#vtc .t-idx-h{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.02rem;margin-bottom:12px}\r\n#vtc .t-idx-h svg{width:19px;height:19px;color:var(--gold-d);flex:none}\r\n#vtc .t-bar{height:7px;border-radius:99px;background:rgba(141,106,30,.16);overflow:hidden;margin-bottom:6px;box-shadow:0 0 0 1px rgba(141,106,30,.18) inset}\r\n#vtc .t-bar i{display:block;height:100%;width:0%;border-radius:99px;background:linear-gradient(90deg,#8e6a1e,#e2c56e 60%,#f7e7b6);transition:width .18s linear}\r\n#vtc .t-bar-tx{font-size:.78rem;color:var(--ink3);margin-bottom:12px;display:block}\r\n#vtc .t-idx ol{list-style:none;margin:0;padding:0;max-height:min(58vh,560px);overflow:auto;scrollbar-width:thin}\r\n#vtc .t-idx li{margin:0;padding:0}\r\n#vtc .t-idx a{display:flex;align-items:flex-start;gap:10px;padding:7px 9px;border-radius:13px;font-size:.93rem;line-height:1.6;color:var(--ink2);transition:background .2s,color .2s,transform .2s}\r\n#vtc .t-idx a b{width:24px;height:24px;flex:none;border-radius:50%;display:grid;place-items:center;font-size:.76rem;font-weight:700;font-variant-numeric:tabular-nums;color:#3b2c0c;background:rgba(226,197,110,.5);box-shadow:0 0 0 1px rgba(141,106,30,.35) inset;transition:background .2s,color .2s}\r\n#vtc .t-idx a:hover{background:rgba(255,255,255,.7);color:#000;transform:translateX(3px)}\r\n#vtc .t-idx a.is-on{color:#f7e7b6;background:linear-gradient(180deg,#2b2417,#000);box-shadow:0 8px 18px -12px rgba(0,0,0,.8)}\r\n#vtc .t-idx a.is-on b{color:#000;background:linear-gradient(135deg,#f7e7b6,#c19a3c);box-shadow:none}\r\n#vtc .t-idx-foot{margin-top:12px;padding-top:12px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:8px}\r\n\r\n\/* ---------- sections ---------- *\/\r\n#vtc .t-sec{position:relative;overflow:hidden;padding:30px 32px;border-radius:var(--r);background:var(--glass);box-shadow:0 0 0 1px var(--line) inset,var(--shadow);backdrop-filter:blur(6px);scroll-margin-top:110px;transition:box-shadow .35s ease}\r\n#vtc .t-sec:hover{box-shadow:0 0 0 1px var(--gold) inset,0 22px 46px -24px rgba(93,68,16,.5)}\r\n#vtc .t-sec+.t-sec,#vtc .t-accept{margin-top:20px}\r\n#vtc .t-wm{position:absolute;right:20px;top:-6px;font-size:7.5rem;font-weight:700;line-height:1;color:rgba(141,106,30,.085);pointer-events:none;user-select:none;font-variant-numeric:tabular-nums}\r\n#vtc .t-wm svg{width:132px;height:132px;color:rgba(141,106,30,.11)}\r\n#vtc .t-sh{display:flex;align-items:center;gap:14px;margin-bottom:14px;position:relative;z-index:1}\r\n#vtc .t-sec h2{font-size:clamp(1.15rem,2.3vw,1.5rem);font-weight:700;line-height:1.5}\r\n#vtc .t-sec p{position:relative;z-index:1;color:var(--ink2);font-size:1.03rem;line-height:2}\r\n#vtc .t-sec p+p{margin-top:12px}\r\n\r\n\/* callout *\/\r\n#vtc .t-key{position:relative;z-index:1;margin-top:16px;display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:20px;color:#f7e7b6;background:linear-gradient(160deg,#2b2417,#000);box-shadow:0 0 0 1px rgba(201,162,74,.6) inset,0 18px 36px -20px rgba(0,0,0,.75)}\r\n#vtc .t-key>svg{width:24px;height:24px;color:#e2c56e;flex:none;margin-top:6px}\r\n#vtc .t-key b{display:block;color:#fff;font-weight:700;font-size:1.02rem;margin-bottom:2px}\r\n#vtc .t-key span{display:block;color:rgba(255,255,255,.8);font-size:.99rem;line-height:1.85}\r\n\r\n\/* price *\/\r\n#vtc .t-price{position:relative;z-index:1;margin-top:18px;display:inline-flex;flex-wrap:wrap;align-items:center;gap:8px 16px;padding:14px 22px;border-radius:20px;color:#000;\r\n  background:radial-gradient(120% 90% at 20% 10%,rgba(255,255,255,.55),transparent 45%),linear-gradient(120deg,#e9cf8c 0%,#c9a24a 35%,#a5802b 60%,#d9b95f 82%,#f4e3ad 100%);\r\n  box-shadow:0 0 0 1px rgba(255,255,255,.5) inset,0 0 0 1px rgba(93,68,16,.55),0 18px 36px -20px rgba(93,68,16,.8)}\r\n#vtc .t-price b{font-size:1.7rem;font-weight:700;line-height:1.2;font-variant-numeric:tabular-nums}\r\n#vtc .t-price s{color:#3b2c0c;text-decoration-thickness:2px;font-weight:500}\r\n#vtc .t-price em{font-style:normal;font-size:.8rem;font-weight:700;color:#f7e7b6;background:linear-gradient(180deg,#2b2417,#000);padding:3px 12px;border-radius:999px}\r\n\r\n\/* benefits list *\/\r\n#vtc .t-count{position:relative;z-index:1;display:inline-flex;align-items:center;gap:9px;margin-top:16px;padding:7px 16px;border-radius:999px;font-size:.92rem;font-weight:700;color:#000;background:linear-gradient(135deg,#f7e7b6,#d9b95f);box-shadow:0 0 0 1px rgba(141,106,30,.4) inset}\r\n#vtc .t-count svg{width:16px;height:16px}\r\n#vtc .t-list{position:relative;z-index:1;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 26px;margin-top:12px}\r\n#vtc .t-li{display:flex;gap:10px;align-items:flex-start;padding:9px 0;border-bottom:1px solid var(--line);font-size:1rem;line-height:1.75;color:var(--ink2)}\r\n#vtc .t-ck{width:1.5em;height:1.5em;border-radius:50%;flex:none;margin-top:.2em;display:grid;place-items:center;color:#f7e7b6;background:linear-gradient(180deg,#2b2417,#000);box-shadow:0 0 0 1px rgba(255,255,255,.3) inset,0 4px 10px -4px rgba(0,0,0,.6)}\r\n#vtc .t-ck svg{width:.85em;height:.85em}\r\n#vtc .t-li.is-hi{color:#000;font-weight:600}\r\n#vtc .t-li.is-hi .t-ck{color:#000;background:linear-gradient(135deg,#f7e7b6,#c19a3c);box-shadow:0 0 0 1px rgba(93,68,16,.45) inset}\r\n#vtc .t-ck .tk{stroke-dasharray:24;stroke-dashoffset:24;animation:tTick .7s ease-out forwards;animation-delay:var(--d,0s)}\r\n#vtc.t-js .t-sec:not(.t-in) .tk{animation-play-state:paused}\r\n\r\n\/* figure *\/\r\n#vtc .t-fig{position:relative;z-index:1;margin-top:18px;display:flex;align-items:center;gap:20px;padding:18px 22px;border-radius:20px;background:linear-gradient(135deg,rgba(255,255,255,.78),rgba(255,255,255,.42));box-shadow:0 0 0 1px var(--line) inset}\r\n#vtc .t-fig b{font-size:2.7rem;font-weight:700;line-height:1;font-variant-numeric:tabular-nums;color:#000;text-shadow:0 1px 0 #fff,0 3px 0 rgba(141,106,30,.3),0 10px 18px rgba(93,68,16,.3)}\r\n#vtc .t-fig span{color:var(--ink2);font-size:1rem;line-height:1.8}\r\n#vtc .t-fig span i{display:block;font-style:normal;font-size:.84rem;color:var(--gold-x);font-weight:600}\r\n\r\n\/* chips (no-list) *\/\r\n#vtc .t-nos{position:relative;z-index:1;display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}\r\n#vtc .t-no{display:inline-flex;align-items:center;gap:8px;padding:7px 15px;border-radius:999px;font-size:.93rem;font-weight:500;color:var(--ink2);background:rgba(255,255,255,.55);box-shadow:0 0 0 1px var(--line) inset}\r\n#vtc .t-no svg{width:15px;height:15px;color:#8e6a1e;flex:none}\r\n#vtc .t-tags{position:relative;z-index:1;display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}\r\n#vtc .t-tag{display:inline-flex;align-items:center;gap:9px;padding:9px 16px;border-radius:14px;font-size:.94rem;color:#f7e7b6;background:linear-gradient(180deg,#2b2417,#000);box-shadow:0 0 0 1px rgba(201,162,74,.55) inset}\r\n#vtc .t-tag svg{width:16px;height:16px;color:#e2c56e;flex:none}\r\n#vtc .t-tag b{color:#fff;font-weight:700}\r\n\r\n\/* acceptance *\/\r\n#vtc 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cubic-bezier(.2,.7,.2,1)}\r\n#vtc.t-js .t-rv.t-in{opacity:1;transform:none}\r\n\r\n\/* ---------- responsive ---------- *\/\r\n@media (max-width:1024px){\r\n  #vtc .t-cols{grid-template-columns:1fr;gap:22px}\r\n  #vtc .t-aside{position:static}\r\n  #vtc .t-idx ol{max-height:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 14px}\r\n  #vtc .t-idx-foot{flex-direction:row;flex-wrap:wrap}\r\n  #vtc .t-idx-foot .t-btn{flex:1 1 200px}\r\n}\r\n@media (max-width:720px){\r\n  #vtc{font-size:16px;line-height:1.95}\r\n  #vtc .t-hero{padding:54px 0 26px}\r\n  #vtc .t-body{padding:20px 0 56px}\r\n  #vtc .t-sec{padding:24px 20px;border-radius:22px}\r\n  #vtc .t-wm{font-size:5rem;right:12px}\r\n  #vtc .t-wm svg{width:86px;height:86px}\r\n  #vtc .t-sh{gap:11px}\r\n  #vtc .t-med{width:46px;height:46px}\r\n  #vtc .t-med svg{width:22px;height:22px}\r\n  #vtc .t-med b{font-size:1.1rem}\r\n  #vtc .t-list{grid-template-columns:1fr;gap:0}\r\n  #vtc .t-idx ol{grid-template-columns:1fr}\r\n  #vtc .t-idx{padding:18px 14px 14px}\r\n  #vtc .t-accept{padding:36px 20px 32px;border-radius:24px}\r\n  #vtc .t-seal{width:86px;height:86px}\r\n  #vtc .t-seal svg{width:38px;height:38px}\r\n  #vtc .t-price{width:100%;justify-content:center;text-align:center}\r\n  #vtc .t-fig{flex-direction:column;align-items:flex-start;gap:8px}\r\n  #vtc .t-btn{width:100%}\r\n  #vtc .t-ctas{flex-direction:column;align-items:stretch}\r\n  #vtc .t-fab{right:12px;bottom:12px;width:50px;height:50px}\r\n  #vtc .t-foot{padding-bottom:56px}\r\n}\r\n@media (prefers-reduced-motion:reduce){\r\n  #vtc .t-blob,#vtc .t-sweep,#vtc .t-crest,#vtc .t-med::before,#vtc .t-seal::before,#vtc .t-eb i{animation:none !important}\r\n  #vtc .t-ck .tk{stroke-dashoffset:0 !important;animation:none !important}\r\n  #vtc.t-js .t-rv{opacity:1;transform:none;transition:none}\r\n}\r\n\/* ---------- print ---------- *\/\r\n@media print{\r\n  #vtc{background:#fff !important;font-size:12pt;line-height:1.75}\r\n  #vtc .t-bg,#vtc .t-aside,#vtc .t-fab,#vtc .t-hero .t-ctas,#vtc .t-accept .t-ctas,#vtc .t-links{display:none !important}\r\n  #vtc .t-cols{display:block}\r\n  #vtc .t-sec,#vtc .t-accept,#vtc .t-foot-in{break-inside:avoid;background:#fff !important;color:#000 !important;box-shadow:none !important;border:1px solid #d8cba6;backdrop-filter:none}\r\n  #vtc .t-key,#vtc .t-tag,#vtc .t-ck,#vtc .t-pat{background:#fff !important;color:#000 !important;box-shadow:none !important;border:1px solid #b9a97a}\r\n  #vtc .t-key b,#vtc .t-key span,#vtc .t-accept h2,#vtc .t-accept p,#vtc .t-fine{color:#000 !important}\r\n  #vtc .t-wm{display:none}\r\n  #vtc.t-js .t-rv{opacity:1 !important;transform:none !important}\r\n}\r\n<\/style>\r\n\r\n<!-- ===== Background ===== -->\r\n<div class=\"t-bg\" aria-hidden=\"true\">\r\n  <div class=\"t-grid-bg\"><\/div>\r\n  <div class=\"t-blob t-b1\"><\/div>\r\n  <div class=\"t-blob t-b2\"><\/div>\r\n  <div class=\"t-blob t-b3\"><\/div>\r\n  <div class=\"t-sweep\"><\/div>\r\n<\/div>\r\n\r\n<!-- ===== Hero ===== -->\r\n<header class=\"t-hero\">\r\n  <div class=\"t-wrap\">\r\n    <div class=\"t-med t-crest\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7 3h8l4 4v11a3 3 0 0 1-3 3H7a3 3 0 0 1-3-3V6a3 3 0 0 1 3-3z\"\/><path d=\"M14 3v4h5\"\/><path d=\"M8.5 12h7M8.5 15.5h7\"\/><\/svg><\/div>\r\n    <a class=\"t-plate\" href=\"https:\/\/vcmem.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/vcmem.com\/wp-content\/uploads\/2025\/11\/%D9%84%D9%88%D8%AC%D9%88-%D9%86%D8%A7%D8%AF%D9%8A-%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D8%AB%D9%85%D8%B1%D9%8A%D9%86-%D8%AC%D9%88%D9%88%D9%84%D8%AF-%D8%B4%D9%81%D8%A7%D9%81.png\" alt=\"Investors Club\" onerror=\"this.parentNode.style.display='none'\"><\/a>\r\n    <h1>Terms &amp; Conditions<\/h1>\r\n    <div class=\"t-rule\"><\/div>\r\n    <p class=\"t-sub\">The document that governs your membership in Investors Club: what you receive, what you commit to, and the limits of each party's liability. Please read it in full before completing your subscription \u2014 completing your subscription constitutes agreement to it.<\/p>\r\n    <div class=\"t-metas\">\r\n      <span class=\"t-meta\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 10h18M8 3v4M16 3v4\"\/><\/svg> Last updated: <b>September 2026<\/b><\/span>\r\n      <span class=\"t-meta\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M8 6h13M8 12h13M8 18h13M3.5 6h.01M3.5 12h.01M3.5 18h.01\"\/><\/svg> <b>14<\/b> clauses<\/span>\r\n      <span class=\"t-meta\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3 2\"\/><\/svg> <b>6<\/b>-minute read<\/span>\r\n      <span class=\"t-meta\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 2 4 5v6c0 5 3.5 9.5 8 11 4.5-1.5 8-6 8-11V5z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg> Under the laws of the <b>Kingdom of Saudi Arabia<\/b><\/span>\r\n    <\/div>\r\n    <div class=\"t-ctas\">\r\n      <a class=\"t-btn is-gold\" href=\"#t1\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 5v14M6 13l6 6 6-6\"\/><\/svg> Start Reading from Clause One<\/a>\r\n      <button class=\"t-btn is-ghost\" type=\"button\" id=\"tPrint\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 9V3h12v6M6 18H4v-6h16v6h-2\"\/><rect x=\"8\" y=\"14\" width=\"8\" height=\"7\" rx=\"1\"\/><\/svg> Print the Document or Save as PDF<\/button>\r\n    <\/div>\r\n  <\/div>\r\n<\/header>\r\n\r\n<!-- ===== Content ===== -->\r\n<div class=\"t-body\">\r\n  <div class=\"t-wrap\">\r\n    <div class=\"t-cols\">\r\n\r\n      <!-- Index -->\r\n      <aside class=\"t-aside\">\r\n        <nav class=\"t-idx\" aria-label=\"Terms and Conditions clause index\">\r\n          <div class=\"t-idx-h\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M8 6h13M8 12h13M8 18h13M3.5 6h.01M3.5 12h.01M3.5 18h.01\"\/><\/svg> Clause Index<\/div>\r\n          <div class=\"t-bar\"><i id=\"tBar\"><\/i><\/div>\r\n          <span class=\"t-bar-tx\">Reading progress <b id=\"tPct\">0%<\/b><\/span>\r\n          <ol>\r\n            <li><a href=\"#t1\"><b>1<\/b> Membership &amp; Its Value<\/a><\/li>\r\n            <li><a href=\"#t2\"><b>2<\/b> Membership Term<\/a><\/li>\r\n            <li><a href=\"#t3\"><b>3<\/b> What the Member Receives<\/a><\/li>\r\n            <li><a href=\"#t4\"><b>4<\/b> Membership Is Optional<\/a><\/li>\r\n            <li><a href=\"#t5\"><b>5<\/b> The Nature of Investors Club<\/a><\/li>\r\n            <li><a href=\"#t6\"><b>6<\/b> Opportunities &amp; Ventures<\/a><\/li>\r\n            <li><a href=\"#t7\"><b>7<\/b> Member Decisions<\/a><\/li>\r\n            <li><a href=\"#t8\"><b>8<\/b> Vibes Holding's Role<\/a><\/li>\r\n            <li><a href=\"#t9\"><b>9<\/b> Conduct &amp; Compliance<\/a><\/li>\r\n            <li><a href=\"#t10\"><b>10<\/b> The Club's Right to End Membership<\/a><\/li>\r\n            <li><a href=\"#t11\"><b>11<\/b> Data &amp; Communication<\/a><\/li>\r\n            <li><a href=\"#t12\"><b>12<\/b> Ventures &amp; Intellectual Property<\/a><\/li>\r\n            <li><a href=\"#t13\"><b>13<\/b> Governing Law<\/a><\/li>\r\n            <li><a href=\"#t14\"><b>14<\/b> Agreeing to the Terms<\/a><\/li>\r\n          <\/ol>\r\n          <div class=\"t-idx-foot\">\r\n            <a class=\"t-btn is-dark\" href=\"https:\/\/vcmem.com\/?vai-pay=membership\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2\" y=\"5\" width=\"20\" height=\"14\" rx=\"3\"\/><path d=\"M2 10h20M6 15h4\"\/><\/svg> Subscribe to Membership<\/a>\r\n          <\/div>\r\n        <\/nav>\r\n      <\/aside>\r\n\r\n      <!-- Clauses -->\r\n      <main>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t1\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8l4.5 3.5L12 5l4.5 6.5L21 8l-2 10H5z\"\/><path d=\"M6 21h12\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>1<\/b><\/span><h2>Membership &amp; Its Value<\/h2><\/div>\r\n          <p>Joining Investors Club means joining a closed virtual community that brings together neutral members, entrepreneurs, and investors, giving its members access to a range of services, benefits, and activities the Club offers within the Vibes Holding ecosystem.<\/p>\r\n          <div class=\"t-price\"><b>SAR 1,900<\/b> <span>instead of <s>SAR 3,900<\/s><\/span> <em>Promotional price for a limited time<\/em><\/div>\r\n          <p>The current annual membership value is SAR 1,900 instead of SAR 3,900, as a promotional price for a limited time. The Club reserves the right to adjust fees in the future, which will not affect memberships whose fees have already been paid until their term ends.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t2\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 7v5l3.5 2.2\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>2<\/b><\/span><h2>Membership Term<\/h2><\/div>\r\n          <p>Membership runs for one year from the subscription date, granting the member access to the services and benefits available to Club members during this term, in accordance with the applicable regulations and terms.<\/p>\r\n          <div class=\"t-tags\">\r\n            <span class=\"t-tag\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 10h18M8 3v4M16 3v4\"\/><\/svg> Term: <b>One year<\/b><\/span>\r\n            <span class=\"t-tag\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 5v14M5 12h14\"\/><\/svg> Starts from: <b>Subscription date<\/b><\/span>\r\n          <\/div>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t3\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m12 3 2.7 5.5 6 .9-4.4 4.2 1.1 6L12 16.8 6.6 19.6l1.1-6L3.3 9.4l6-.9z\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>3<\/b><\/span><h2>What Does the Subscribed Member Receive?<\/h2><\/div>\r\n          <p>An Investors Club member benefits from a diverse range of services and benefits, covering more than 12 services, most notably:<\/p>\r\n          <span class=\"t-count\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg> More than 12 services within membership<\/span>\r\n          <div class=\"t-list\">\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.00s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to the Investors Club community and connecting with neutral members, entrepreneurs, and investors among the members.<\/span><\/div>\r\n            <div class=\"t-li is-hi\"><span class=\"t-ck\" style=\"--d:0.05s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Attending every Club gathering in full, at no cost, for the entire membership term, at the HQ or remotely.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.10s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Presenting ventures and investment opportunities according to the Club's approved mechanisms, with priority evaluation of the venture within 10 business days, after which it moves to the Projects Bank to be available for viewing by every Club member.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.15s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to the Projects Bank's services and viewing the ventures accepted within the ecosystem.<\/span><\/div>\r\n            <div class=\"t-li is-hi\"><span class=\"t-ck\" style=\"--d:0.20s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>A free online consultation with an AI expert advisor<span class=\"t-pat\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 2l8 3v6c0 5.2-3.4 9.5-8 11-4.6-1.5-8-5.8-8-11V5l8-3zm-1.2 13.6l5.6-5.6-1.4-1.4-4.2 4.2-2-2-1.4 1.4 3.4 3.4z\"\/><\/svg>Patented<\/span>, built on Vibes' own patented technology and running on Vibes' private servers.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.25s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to the Club's affiliated initiatives and programs.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.30s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Publishing and featuring members' ventures across the Club's channels according to the approved rules.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.35s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to member-exclusive initiatives.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.40s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Receiving offers, discounts, and services provided by the Club's partners.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.45s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>The ability to take part in the Club's surveys and interactive programs.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.50s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to the content, knowledge sessions, and experiences the Club offers.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.55s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>The ability to build relationships and business partnerships with community members.<\/span><\/div>\r\n            <div class=\"t-li\"><span class=\"t-ck\" style=\"--d:0.60s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>Access to new opportunities and programs launched during the membership term.<\/span><\/div>\r\n            <div class=\"t-li is-hi\"><span class=\"t-ck\" style=\"--d:0.65s\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path class=\"tk\" d=\"M5 12.5l4.5 4.5L19 7\"\/><\/svg><\/span><span>50% discounts on the Vibes Holding ecosystem's services and products.<\/span><\/div>\r\n          <\/div>\r\n          <!-- New: workshops outside membership value -->\r\n          <div class=\"t-key\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M20 12.5 12.5 20a2 2 0 0 1-2.8 0L3 13.3V3h10.3l6.7 6.7a2 2 0 0 1 0 2.8z\"\/><path d=\"M7.5 7.5h.01\"\/><\/svg>\r\n            <span><b>Gatherings are fully included.. and workshops carry a separate fee<\/b><span>The member has the right to attend every Club gathering in full, at no cost, for the entire membership term. Workshops, however, are not included in the membership value, and a fee is paid for each workshop individually upon registering for it.<\/span><\/span>\r\n          <\/div>\r\n          <p>The available services and benefits may vary from time to time, and some services may be subject to special conditions or limited by capacity or space.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t4\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14 3h4a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2h-4\"\/><path d=\"M10 17l-5-5 5-5M5 12h10\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>4<\/b><\/span><h2>Membership Is Optional<\/h2><\/div>\r\n          <p>Membership in Investors Club is entirely optional. The member may continue their membership for its full term, stop participating, or leave the Club's platforms at any time without needing to provide any justification, and their voluntary departure ends their relationship with Investors Club.<\/p>\r\n          <div class=\"t-key\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 8v5M12 16h.01\"\/><\/svg>\r\n            <span><b>Membership fees are non-refundable<\/b><span>Paid membership fees are not refunded, in part or in full, after the subscription is completed, whether the member used all, some, or none of the services.<\/span><\/span>\r\n          <\/div>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t5\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"5\" r=\"2.5\"\/><circle cx=\"5\" cy=\"18\" r=\"2.5\"\/><circle cx=\"19\" cy=\"18\" r=\"2.5\"\/><path d=\"M12 7.5v4M12 11.5 6.5 16M12 11.5l5.5 4.5\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>5<\/b><\/span><h2>The Nature of Investors Club<\/h2><\/div>\r\n          <p>Investors Club is part of the Vibes Holding ecosystem, and aims to build a community and professional relationships between neutral members, entrepreneurs, and investors, and to support communication, collaboration, and the exchange of opportunities and expertise.<\/p>\r\n          <div class=\"t-key\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 2 4 5v6c0 5 3.5 9.5 8 11 4.5-1.5 8-6 8-11V5z\"\/><path d=\"M9.5 12.5h5\"\/><\/svg>\r\n            <span><b>The Club is not an advisory body and is not licensed for investment<\/b><span>The Club is not a financial or legal advisory body, nor a body licensed to manage investments or provide investment recommendations or guarantees.<\/span><\/span>\r\n          <\/div>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t6\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9.5 18h5M10.5 21h3\"\/><path d=\"M12 3a6 6 0 0 0-4 10.5c.7.6 1 1.4 1 2.3v.2h6v-.2c0-.9.3-1.7 1-2.3A6 6 0 0 0 12 3z\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>6<\/b><\/span><h2>Opportunities &amp; Ventures<\/h2><\/div>\r\n          <p>Business and investment ventures and opportunities may be presented through the Club, the Projects Bank, or the ecosystem's affiliated programs.<\/p>\r\n          <p>The member acknowledges that <span class=\"t-hl\">presenting any venture or opportunity does not mean guaranteeing its success or that it will generate a return<\/span>. The responsibility for studying any opportunity, verifying information, conducting due diligence, and deciding whether or not to enter into it, remains entirely that of the member and the parties involved.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t7\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3v18M7 21h10\"\/><path d=\"M12 6H5l-2 5h8zM12 6h7l2 5h-8z\"\/><path d=\"M3 11a4 4 0 0 0 8 0M13 11a4 4 0 0 0 8 0\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>7<\/b><\/span><h2>Member Decisions<\/h2><\/div>\r\n          <p>The member alone bears responsibility for their investment, commercial, financial, and legal decisions, and the Club bears no responsibility for any losses or damages arising from dealings, agreements, or partnerships made between members or with any other party.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t8\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3a9 9 0 1 0 9 9h-9z\"\/><path d=\"M14 3.3A9 9 0 0 1 20.7 10H14z\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>8<\/b><\/span><h2>Vibes Holding's Role<\/h2><\/div>\r\n          <p>Investors Club operates within the Vibes Holding ecosystem, which seeks to build partnerships in a number of the companies and ventures presented within the ecosystem.<\/p>\r\n          <div class=\"t-fig\">\r\n            <b>10%<\/b>\r\n            <span>Should any partnerships be completed, Vibes Holding receives a stake or percentage starting from 10% of the ownership of these companies listed in the Projects Bank.<i>A stake starting from this percentage once the partnership is completed<\/i><\/span>\r\n          <\/div>\r\n          <p>Club membership does not obligate the member to enter into any partnership, nor does it automatically grant them a right to any partnership opportunity.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t9\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2 4 5v6c0 5 3.5 9.5 8 11 4.5-1.5 8-6 8-11V5z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>9<\/b><\/span><h2>Conduct &amp; Compliance<\/h2><\/div>\r\n          <p>The member commits to maintaining a professional and respectful environment within the Club, its platforms, and its gatherings, and to not engaging in abuse, defamation, spreading misleading information, or using their membership in a way that harms the Club, its members, or its partners.<\/p>\r\n          <div class=\"t-nos\">\r\n            <span class=\"t-no\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg> Abuse<\/span>\r\n            <span class=\"t-no\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg> Defamation<\/span>\r\n            <span class=\"t-no\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg> Spreading misleading information<\/span>\r\n            <span class=\"t-no\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M6 6l12 12M18 6L6 18\"\/><\/svg> Harming the Club, its members, or its partners<\/span>\r\n          <\/div>\r\n          <p>The Club's administration has the right to take whatever action it deems appropriate when these terms are violated, including issuing a warning, suspending, or ending the membership.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t10\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 6.5v7\"\/><path d=\"M7.5 8.5a6 6 0 1 0 9 0\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>10<\/b><\/span><h2>The Club's Right to End Membership<\/h2><\/div>\r\n          <p>Investors Club's administration has the right to suspend, pause, or end any member's membership whenever it deems this necessary to maintain the quality of the community, protect its members, or achieve the Club's objectives.<\/p>\r\n          <div class=\"t-key\">\r\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M12 8v5M12 16h.01\"\/><\/svg>\r\n            <span><b>No refund when ended by the Club<\/b><span>Ending a membership by the Club does not create any obligation to return the paid membership fees.<\/span><\/span>\r\n          <\/div>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t11\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"4\" y=\"10.5\" width=\"16\" height=\"10.5\" rx=\"2\"\/><path d=\"M8 10.5V7a4 4 0 0 1 8 0v3.5\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>11<\/b><\/span><h2>Data &amp; Communication<\/h2><\/div>\r\n          <p>The member agrees to the use of their data as necessary to operate their membership and to be contacted regarding the Club's services, events, initiatives, gatherings, and updates, in accordance with the regulations and rules applicable in the Kingdom of Saudi Arabia.<\/p>\r\n          <p>The member also agrees to receive messages and notifications related to their membership and the Club through the approved communication methods and channels.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t12\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15 9.5a3.5 3.5 0 1 0 0 5\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>12<\/b><\/span><h2>Ventures &amp; Intellectual Property<\/h2><\/div>\r\n          <p>Intellectual property rights, ideas, patents, and trade secrets related to any venture or idea remain the responsibility of their owners.<\/p>\r\n          <p>The Club bears no responsibility for registering or protecting these rights, and presenting any idea or venture within the Club or its programs does not constitute proof of ownership by any party.<\/p>\r\n        <\/section>\r\n\r\n        <section class=\"t-sec t-rv\" id=\"t13\">\r\n          <span class=\"t-wm\" aria-hidden=\"true\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 21h18M5 21V10M9.5 21V10M14.5 21V10M19 21V10M12 3l9 5H3z\"\/><\/svg><\/span>\r\n          <div class=\"t-sh\"><span class=\"t-med\"><b>13<\/b><\/span><h2>Governing Law<\/h2><\/div>\r\n          <p>These Terms and Conditions are subject to the laws of the Kingdom of Saudi Arabia, and the competent judicial authorities in the city of Riyadh are the reference in the event of any dispute related to them, in accordance with regulatory jurisdiction.<\/p>\r\n          <div class=\"t-tags\">\r\n            <span class=\"t-tag\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 2 4 5v6c0 5 3.5 9.5 8 11 4.5-1.5 8-6 8-11V5z\"\/><\/svg> Applicable law: <b>Laws of the Kingdom of Saudi Arabia<\/b><\/span>\r\n            <span class=\"t-tag\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 21s7-5.2 7-11a7 7 0 1 0-14 0c0 5.8 7 11 7 11z\"\/><circle cx=\"12\" cy=\"10\" r=\"2.5\"\/><\/svg> Jurisdiction: <b>City of Riyadh<\/b><\/span>\r\n          <\/div>\r\n        <\/section>\r\n\r\n        <!-- Clause 14 \u2014 Acceptance -->\r\n        <section class=\"t-accept t-rv\" id=\"t14\">\r\n          <div class=\"t-acc-grid\" aria-hidden=\"true\"><\/div>\r\n          <div class=\"t-seal\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.7\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><circle cx=\"12\" cy=\"9.5\" r=\"6.5\"\/><path d=\"M8.7 9.6l2.2 2.2 4.4-4.4\"\/><path d=\"M8 16.5 6.8 22l5.2-2.4L17.2 22 16 16.5\"\/><\/svg><\/div>\r\n          <span class=\"t-num-dark\">Clause 14 \u2014 Agreeing to the Terms &amp; Conditions<\/span>\r\n          <h2>Completing Your Subscription Means You Agree to These Terms<\/h2>\r\n          <p>Upon completing the subscription process and paying the membership fees, the member acknowledges that they have read, understood, and agreed to these Terms and Conditions.<\/p>\r\n          <p>Completing the subscription, or continuing to use the Club's services, constitutes agreement to abide by these Terms and Conditions for the entire membership term.<\/p>\r\n          <div class=\"t-ctas\">\r\n            <a class=\"t-btn is-gold\" href=\"https:\/\/vcmem.com\/?vai-pay=membership\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"2\" y=\"5\" width=\"20\" height=\"14\" rx=\"3\"\/><path d=\"M2 10h20M6 15h4\"\/><\/svg> I Agree \u2014 Complete My Subscription<\/a>\r\n            <a class=\"t-btn is-ghost\" href=\"https:\/\/vcmem.com\/membership\/\" target=\"_blank\" rel=\"noopener\">Browse Membership Benefits First<\/a>\r\n          <\/div>\r\n          <p class=\"t-fine\">For any inquiry before subscribing, contact the Club's administration at 0558318777.<\/p>\r\n        <\/section>\r\n\r\n      <\/main>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<!-- ===== Footer ===== -->\r\n<footer class=\"t-foot\">\r\n  <div class=\"t-wrap\">\r\n    <div class=\"t-foot-in t-rv\">\r\n      <div class=\"t-logos\">\r\n        <a class=\"t-logo is-dark\" href=\"https:\/\/vcmem.com\/\" target=\"_blank\" rel=\"noopener\" title=\"Investors Club\"><img decoding=\"async\" src=\"https:\/\/vcmem.com\/wp-content\/uploads\/2025\/11\/%D9%84%D9%88%D8%AC%D9%88-%D9%86%D8%A7%D8%AF%D9%8A-%D8%A7%D9%84%D9%85%D8%B3%D8%AA%D8%AB%D9%85%D8%B1%D9%8A%D9%86-%D8%AC%D9%88%D9%88%D9%84%D8%AF-%D8%B4%D9%81%D8%A7%D9%81.png\" alt=\"Investors Club\" loading=\"lazy\" onerror=\"this.parentNode.classList.add('is-none')\"><span>Investors Club<\/span><\/a>\r\n        <a class=\"t-logo\" href=\"https:\/\/vibesholding.com\/\" target=\"_blank\" rel=\"noopener\" title=\"Vibes Holding\"><img decoding=\"async\" src=\"https:\/\/vcmem.com\/wp-content\/uploads\/2025\/11\/Vibes-Logo-png-small.webp\" alt=\"Vibes Holding\" loading=\"lazy\" onerror=\"this.parentNode.classList.add('is-none')\"><span>Vibes Holding<\/span><\/a>\r\n      <\/div>\r\n      <p>These Terms and Conditions are issued by <a href=\"https:\/\/vcmem.com\/\" target=\"_blank\" rel=\"noopener\">V-Community<\/a> \u2014 the official operator of Investors Club, one of the <a href=\"https:\/\/vibesholding.com\/\" target=\"_blank\" rel=\"noopener\">Vibes Holding<\/a> companies \u2014 and apply to all Club members for the entire term of their membership.<\/p>\r\n      <div class=\"t-links\">\r\n        <a class=\"t-link\" href=\"https:\/\/vcmem.com\/membership\/\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M3 8l4.5 3.5L12 5l4.5 6.5L21 8l-2 10H5z\"\/><\/svg> Membership Benefits<\/a>\r\n        <a class=\"t-link\" href=\"https:\/\/vcmem.com\/investors-club\/\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 10h18M8 3v4M16 3v4\"\/><\/svg> Club Gatherings<\/a>\r\n        <a class=\"t-link\" href=\"https:\/\/vcmem.com\/location\/\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 21s7-5.2 7-11a7 7 0 1 0-14 0c0 5.8 7 11 7 11z\"\/><circle cx=\"12\" cy=\"10\" r=\"2.5\"\/><\/svg> Club HQ in Riyadh<\/a>\r\n        <a class=\"t-link\" href=\"https:\/\/wa.me\/966558318777\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M4 4h5l2 5-2.5 1.5a12 12 0 0 0 5 5L15 13l5 2v5a1 1 0 0 1-1.1 1A16 16 0 0 1 3 5.1 1 1 0 0 1 4 4z\"\/><\/svg> Club Administration: <b>0558318777<\/b><\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/footer>\r\n\r\n<button class=\"t-fab\" id=\"tFab\" type=\"button\" aria-label=\"Back to top of the document\"><svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M12 19V5M6 11l6-6 6 6\"\/><\/svg><\/button>\r\n\r\n<script>\r\n(function(){\r\n  var root=document.getElementById('vtc'); 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}); }\r\n})();\r\n<\/script>\r\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms &amp; Conditions The document that governs your membership in Investors Club: what you receive, what you commit to, and the limits of each party&#8217;s liability. Please read it in full before completing your subscription \u2014 completing your subscription constitutes agreement to it. Last updated: September 2026 14 clauses 6-minute read Under the laws of&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","iawp_total_views":0,"footnotes":""},"class_list":["post-18830","page","type-page","status-publish","hentry"],"acf":[],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Yasser Vibes","author_link":"https:\/\/vcmem.com\/en\/author\/dev-osamaamingmail-com\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/pages\/18830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/comments?post=18830"}],"version-history":[{"count":4,"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/pages\/18830\/revisions"}],"predecessor-version":[{"id":18835,"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/pages\/18830\/revisions\/18835"}],"wp:attachment":[{"href":"https:\/\/vcmem.com\/en\/wp-json\/wp\/v2\/media?parent=18830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}